{"id":93597,"date":"2025-11-27T09:30:22","date_gmt":"2025-11-27T14:30:22","guid":{"rendered":"https:\/\/wildexpedition.com\/?p=93597"},"modified":"2025-11-27T11:12:22","modified_gmt":"2025-11-27T16:12:22","slug":"currency-in-guyana-paying-atm-exchanging-money-etc","status":"publish","type":"post","link":"https:\/\/wildexpedition.com\/pt\/currency-in-guyana-paying-atm-exchanging-money-etc\/","title":{"rendered":"Moeda na Guiana: Pagamento, Multibanco; Troca de dinheiro, etc\u2026"},"content":{"rendered":"<h2>Compreendendo a Moeda Guianense<\/h2>\n<h3>O D\u00f3lar da Guiana (GYD)<\/h3>\n<ul>\n<li class=\"translation-block\">A moeda oficial \u00e9 o D\u00f3lar da Guiana, abreviado como <strong>GYD<\/strong> ou <strong>G$<\/strong>.<\/li>\n<li>As notas mais comuns com que ir\u00e1 lidar s\u00e3o as de G$100, G$500, G$1000 e G$5000.<\/li>\n<li>Moedas em circula\u00e7\u00e3o incluem G$1, G$5 e G$10, embora, como viajante, voc\u00ea as encontre com menos frequ\u00eancia.<\/li>\n<li>As notas G$20 e G$50 tamb\u00e9m est\u00e3o em circula\u00e7\u00e3o, mas n\u00e3o s\u00e3o t\u00e3o comuns.<\/li>\n<\/ul>\n<h3>D\u00f3lares americanos (USD) na Guiana<\/h3>\n<p>O D\u00f3lar Americano \u00e9 amplamente aceite, particularmente para despesas relacionadas com turismo, como hot\u00e9is, passeios pr\u00e9-reservados e voos internos. Muitas das nossas pousadas e operadores tur\u00edsticos parceiros cotam os seus pre\u00e7os diretamente em USD por conveni\u00eancia.<\/p>\n<p><p>Aconselhamos trazer uma quantia de notas de D\u00f3lar Americano limpas, n\u00e3o rasgadas e em v\u00e1rias denomina\u00e7\u00f5es. Notas danificadas, com muitas marcas ou rasgadas podem ser rejeitadas pelos vendedores.<\/p><\/p>\n<p>\u00c9 importante notar que mesmo quando voc\u00ea paga por um item em USD, voc\u00ea quase sempre receber\u00e1 seu troco em D\u00f3lares da Guiana (GYD).<\/p>\n<h2>M\u00e9todos de Pagamento<\/h2>\n<h3>Dinheiro: Sua Ferramenta Prim\u00e1ria<\/h3>\n<p>Cash remains the dominant and most reliable form of payment throughout Guyana. It is essential for transactions in local markets, small restaurants known as &#8220;cook-shops,&#8221; taxis, minibuses, and nearly all purchases made outside of Georgetown.<\/p>\n<p>Recomendamos vivamente que traga uma quantidade suficiente de GYD, especialmente em denomina\u00e7\u00f5es menores, para cobrir as suas despesas di\u00e1rias com facilidade.<\/p>\n<h3>Cart\u00f5es de cr\u00e9dito e d\u00e9bito<\/h3>\n<ul>\n<li class=\"translation-block\"><strong>Onde eles trabalham:<\/strong> Normalmente, voc\u00ea pode usar cart\u00f5es em grandes hot\u00e9is, ag\u00eancias de aluguel de carros, grandes supermercados e restaurantes mais sofisticados em Georgetown.<\/li>\n<li class=\"translation-block\"><strong>Onde n\u00e3o funcionam:<\/strong> N\u00e3o confie em pagamentos com cart\u00e3o uma vez que sair dos grandes centros urbanos. Eles n\u00e3o s\u00e3o aceitos na maioria dos neg\u00f3cios locais e s\u00e3o totalmente inutiliz\u00e1veis nas regi\u00f5es do interior.<\/li>\n<li class=\"translation-block\"><strong>Cart\u00f5es Aceitos:<\/strong> <strong>Visa<\/strong> e <strong>MasterCard<\/strong> s\u00e3o os mais amplamente reconhecidos. A aceita\u00e7\u00e3o de American Express \u00e9 rara.<\/li>\n<li class=\"translation-block\"><strong>Importante:<\/strong> Para garantir um servi\u00e7o ininterrupto, por favor, notifique seu banco sobre suas datas de viagem antes de partir. Isso evita que seu cart\u00e3o seja sinalizado por atividade suspeita. Tamb\u00e9m \u00e9 aconselh\u00e1vel perguntar sobre quaisquer taxas de transa\u00e7\u00e3o estrangeira que seu banco possa cobrar.<\/li>\n<\/ul>\n<h2>Acessando Seu Dinheiro: Caixas Eletr\u00f4nicos<\/h2>\n<h3>Disponibilidade e Localiza\u00e7\u00f5es<\/h3>\n<p class=\"translation-block\">Em Georgetown, os caixas eletr\u00f4nicos est\u00e3o prontamente dispon\u00edveis nos principais bancos como <strong>Scotiabank<\/strong>, <strong>Republic Bank<\/strong> e <strong>GBTI<\/strong> (Guyana Bank for Trade and Industry). No entanto, assim que voc\u00ea viaja para cidades fora da capital, a disponibilidade de caixas eletr\u00f4nicos torna-se extremamente limitada. No interior e em aldeias remotas amer\u00edndias, eles s\u00e3o inexistentes.<\/p>\n<p class=\"translation-block\"><strong>Uma nota cr\u00edtica para o seu planeamento:<\/strong> Deve levantar todo o dinheiro que prev\u00ea necessitar para todo o seu tempo no interior *antes* de deixar Georgetown. O acesso a dinheiro para al\u00e9m da capital n\u00e3o \u00e9 poss\u00edvel.<\/p>\n<h3>Usando caixas eletr\u00f4nicos: Taxas e Limites<\/h3>\n<ul>\n<li class=\"translation-block\">A maioria dos caixas eletr\u00f4nicos de bancos aceita cart\u00f5es internacionais conectados \u00e0s redes <strong>Cirrus<\/strong> ou <strong>Plus<\/strong>.<\/li>\n<li>Esteja ciente de que os limites di\u00e1rios de saque s\u00e3o frequentemente menores do que o que voc\u00ea pode estar acostumado, tipicamente em torno de G$60.000 a G$80.000 por transa\u00e7\u00e3o.<\/li>\n<li>Voc\u00ea pode esperar ser cobrado uma taxa de caixa eletr\u00f4nico local para cada transa\u00e7\u00e3o, que \u00e9 adicionada a quaisquer taxas cobradas pela sua pr\u00f3pria institui\u00e7\u00e3o financeira.<\/li>\n<\/ul>\n<h3>Seguran\u00e7a do ATM<\/h3>\n<ul>\n<li>Para sua seguran\u00e7a, utilize caixas eletr\u00f4nicos localizados dentro de um banco durante o hor\u00e1rio de funcionamento ou em uma \u00e1rea p\u00fablica bem iluminada.<\/li>\n<li>Sempre esteja ciente do seu entorno ao realizar uma transa\u00e7\u00e3o e oculte cuidadosamente o seu PIN.<\/li>\n<li>Se uma m\u00e1quina parecer ter sido adulterada ou parecer incomum, n\u00e3o a utilize e encontre uma alternativa.<\/li>\n<\/ul>\n<h2>Troca de Moeda<\/h2>\n<h3>Onde Trocar Dinheiro com Seguran\u00e7a<\/h3>\n<ul>\n<li class=\"translation-block\"><strong>C\u00e2mbios Licenciados:<\/strong> Estes escrit\u00f3rios de c\u00e2mbio s\u00e3o a sua melhor op\u00e7\u00e3o. Eles s\u00e3o comuns em Georgetown e oferecem consistentemente as taxas de c\u00e2mbio mais favor\u00e1veis. Recomendamos que pergunte ao seu guia ou ao concierge do hotel por uma recomenda\u00e7\u00e3o de um c\u00e2mbio respeit\u00e1vel.<\/li>\n<li class=\"translation-block\"><strong>Bancos Comerciais:<\/strong> Embora perfeitamente seguros, trocar dinheiro num banco grande pode ser um processo mais lento e as taxas s\u00e3o muitas vezes ligeiramente menos favor\u00e1veis do que numa casa de c\u00e2mbio.<\/li>\n<li class=\"translation-block\"><strong>Hot\u00e9is:<\/strong> Trocar dinheiro no seu hotel \u00e9 conveniente, mas oferece as taxas menos favor\u00e1veis. Essa op\u00e7\u00e3o s\u00f3 deve ser usada como \u00faltimo recurso para pequenas quantias.<\/li>\n<\/ul>\n<h3>O que evitar<\/h3>\n<ul>\n<li class=\"translation-block\"><strong>Cambistas de Rua:<\/strong> Nunca troque dinheiro com indiv\u00edduos na rua. Essa pr\u00e1tica \u00e9 ilegal e acarreta um alto risco de receber dinheiro falso ou ser enganado no troco.<\/li>\n<li class=\"translation-block\"><strong>C\u00e2mbio no Aeroporto:<\/strong> As taxas de c\u00e2mbio oferecidas no Aeroporto Internacional de Cheddi Jagan (GEO) n\u00e3o s\u00e3o competitivas. Se for necess\u00e1rio, troque apenas uma quantia muito pequena ao chegar, o suficiente para o transporte imediato para o seu hotel.<\/li>\n<\/ul>\n<h3>Troca de Dicas<\/h3>\n<ul>\n<li>Ser\u00e1 necess\u00e1rio apresentar o seu passaporte para trocar moeda em qualquer estabelecimento oficial.<\/li>\n<li class=\"translation-block\">O D\u00f3lar Americano \u00e9 a moeda estrangeira mais facilmente trocada. Outras moedas principais<br>","protected":false},"excerpt":{"rendered":"<p>Guyana&#8217;s currency: ATMs, exchange rates, and paying your way.<\/p>","protected":false},"author":28,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_seopress_titles_title":"Currency in Guyana: Paying, ATM; Exchanging money, etc&#8230;","_seopress_titles_desc":"","_seopress_robots_index":"","_seopress_robots_follow":"","_seopress_robots_imageindex":"","_seopress_robots_snippet":"","_seopress_robots_primary_cat":"","_seopress_robots_breadcrumbs":"","_seopress_robots_freeze_modified_date":"","_seopress_robots_custom_modified_date":"","_seopress_robots_canonical":"","_seopress_social_fb_title":"","_seopress_social_fb_desc":"","_seopress_social_fb_img":"","_seopress_social_fb_img_attachment_id":0,"_seopress_social_fb_img_width":0,"_seopress_social_fb_img_height":0,"_seopress_social_twitter_title":"","_seopress_social_twitter_desc":"","_seopress_social_twitter_img":"","_seopress_social_twitter_img_attachment_id":0,"_seopress_social_twitter_img_width":0,"_seopress_social_twitter_img_height":0,"_seopress_redirections_value":"","_seopress_redirections_enabled":"","_seopress_redirections_enabled_regex":"","_seopress_redirections_logged_status":"","_seopress_redirections_param":"","_seopress_redirections_type":0,"_seopress_analysis_target_kw":"Guyana currency, paying in Guyana, ATM Guyana, exchanging money, currency exchange, local currency, Guyanese dollar","iawp_total_views":117,"footnotes":""},"categories":[3689],"tags":[3849,3712,3838,3846,12439,3437,3851,12280,12436,3432,3847],"article-type":[12363],"collection":[],"country":[1926],"location":[],"class_list":["post-93597","post","type-post","status-publish","format-standard","hentry","category-travel-tips","tag-budget","tag-budget-travel","tag-country-guide","tag-destination-guide","tag-economy","tag-latin-america","tag-practical-information","tag-south-america","tag-souvenirs","tag-travel","tag-trip-planning","article-type-practical-information","country-guyana"],"acf":{"article_outline":"## Understanding Guyanese Currency\n### The Guyanese Dollar (GYD)\n-   The official currency is the Guyanese Dollar, abbreviated as GYD or G$.\n-   Common Banknotes: G$100, G$500, G$1000, G$5000.\n-   Common Coins: G$1, G$5, G$10. {Writer: Note that coins are less frequently used by travelers but are in circulation.}\n-   The G$20 and G$50 notes are also in circulation but are less common.\n\n### US Dollars (USD) in Guyana\n-   USD is widely accepted, especially for tourism-related expenses like hotels, tours, and flights.\n-   Many tour operators and lodges quote their prices in USD.\n-   {Writer: Advise clients to bring a supply of clean, untorn USD notes in various denominations. Damaged or heavily marked bills may be rejected.}\n-   Important: Even when paying in USD, you will almost always receive your change in Guyanese Dollars (GYD).\n\n## Methods of Payment\n### Cash: Your Primary Tool\n-   Cash is the dominant form of payment throughout Guyana.\n-   It is essential for local markets, small restaurants (cook-shops), taxis, minibuses, and almost all transactions outside of Georgetown.\n-   {Writer: Strongly recommend carrying a sufficient amount of GYD in small denominations for daily expenses.}\n\n### Credit & Debit Cards\n-   **Where they work:** Major hotels, car rental agencies, large supermarkets, and upscale restaurants in Georgetown.\n-   **Where they don't:** Anywhere outside of major urban centers and in most local businesses. Do not rely on cards for payment in the interior.\n-   **Accepted Cards:** Visa and MasterCard are the most widely accepted. American Express is rarely accepted.\n-   **Important:** Notify your bank of your travel dates before you depart to prevent your card from being flagged for suspicious activity. Inquire about foreign transaction fees.\n\n## Accessing Your Money: ATMs\n### Availability and Locations\n-   ATMs are readily available in Georgetown at major banks like Scotiabank, Republic Bank, and GBTI (Guyana Bank for Trade and Industry).\n-   Availability is extremely limited in towns outside the capital and non-existent in the interior and remote Amerindian villages.\n-   {Writer: CRITICAL - Instruct travelers that they MUST withdraw all the cash they anticipate needing for their entire trip into the interior *before* leaving Georgetown.}\n\n### Using ATMs: Fees and Limits\n-   Most bank ATMs accept international cards on the Cirrus or Plus networks.\n-   Daily withdrawal limits are often lower than what you are used to at home (typically around G$60,000 - G$80,000 per transaction).\n-   You will likely be charged a local ATM fee per transaction, in addition to any fees charged by your own bank.\n\n### ATM Safety\n-   Use ATMs located inside a bank or in a well-lit, public area.\n-   Be aware of your surroundings and conceal your PIN.\n-   If a machine looks like it has been tampered with, do not use it.\n\n## Exchanging Currency\n### Where to Exchange Money Safely\n-   **Licensed Cambios:** These are the best option. They are common in Georgetown and generally offer the best exchange rates. {Writer: Advise clients to ask their guide or hotel for a recommendation of a reputable cambio.}\n-   **Commercial Banks:** You can exchange money at major banks, but the process can be slower and the rates slightly less favorable than at a cambio.\n-   **Hotels:** While convenient, hotels offer the least favorable exchange rates. Use only as a last resort.\n\n### What to Avoid\n-   **Street Exchangers:** NEVER exchange money on the street. It is illegal, and you are at high risk of being scammed with counterfeit currency or short-changed.\n-   **Airport Exchange:** Rates at Cheddi Jagan International Airport (GEO) are not competitive. Only exchange a very small amount if you absolutely need GYD for immediate transport upon arrival.\n\n### Exchange Tips\n-   You will need to show your passport to exchange currency.\n-   The best currency to bring for exchange is the US Dollar. Other major currencies like EUR, GBP, and CAD can be exchanged at banks but are less common at cambios.\n-   Always count your money carefully before leaving the exchange counter.\n-   Ask for a mix of denominations, including smaller notes.\n\n## Tipping and Bargaining Culture\n### Tipping Guidelines\n-   Tipping is not obligatory but is a welcome gesture for good service.\n-   **Restaurants:** 10% is considered a good tip. Check your bill, as some upscale restaurants may automatically add a service charge.\n-   **Guides and Drivers:** This is where tipping is most common and appreciated. {Writer: Provide a suggested range, e.g., \"For a private guide, consider $10-20 USD per person per day. For a driver, $5-10 USD per day.\"}\n-   **Hotel Staff:** Tip porters around $1-2 USD (or GYD equivalent) per bag. Leaving a small tip for housekeeping is also a kind gesture.\n\n### Bargaining\n-   Bargaining is expected and part of the culture in open-air markets like Stabroek Market in Georgetown.\n-   It is not appropriate to bargain in supermarkets, formal shops, or restaurants.\n-   Always maintain a friendly and respectful demeanor when negotiating a price.","article_intro":"<p>Planning a trip to Guyana and wondering how to handle your money? Navigating a new country's currency can feel daunting, but it doesn't have to be. This article is your essential guide to understanding and using the Guyanese Dollar (GYD).<\/p>\n<p>We'll cover everything you need to know, from <b>where and how to exchange your money<\/b> to the ins and outs of using ATMs and making payments across Guyana. Get ready to explore the Land of Six Peoples with confidence, knowing your finances are sorted.<\/p>","article_essentials":"<ul>\n<li><b>Guyanese Dollar (GYD):<\/b> The official currency is the Guyanese Dollar, essential for all transactions.<\/li>\n<li><b>ATM Availability:<\/b> ATMs are increasingly common in major cities like Georgetown, but access may be limited elsewhere.<\/li>\n<li><b>Money Exchange:<\/b> Exchanging foreign currency is best done at authorized banks or cambios for competitive rates.<\/li>\n<li><b>Payment Methods:<\/b> While cash is king, credit and debit cards are accepted in larger establishments and tourist areas.<\/li>\n<\/ul>","article_takeaways":"<ul>\n<li><b>Currency:<\/b> The primary currency in Guyana is the Guyanese Dollar (GYD).<\/li>\n<li><b>Exchanging Money:<\/b> You can exchange foreign currency at banks and authorized cambios (exchange bureaus) in Guyana.<\/li>\n<li><b>ATMs:<\/b> ATMs are available in major cities and towns, but it's advisable to carry some cash, especially when traveling to more rural areas.<\/li>\n<li><b>Payment Methods:<\/b> While cash is widely accepted, credit and debit cards are becoming more common in tourist areas and larger establishments.<\/li>\n<\/ul>","article_conclusion":"<p>Navigating Guyana&#039;s currency, from ATMs to exchange, is a straightforward process that enhances your travel experience. With a little preparation, you&#039;ll find paying for goods and services, and managing your money, becomes a seamless part of your Guyanese adventure.<\/p>","article_invite_to_share_and_comment":"","article_benchmark_stock":"","article_incorporator":"","destination_description":"","destination_practical_information":"","related_destination":null,"":"","related_zone":null,"related_province":null},"_links":{"self":[{"href":"https:\/\/wildexpedition.com\/pt\/wp-json\/wp\/v2\/posts\/93597","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/wildexpedition.com\/pt\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/wildexpedition.com\/pt\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/wildexpedition.com\/pt\/wp-json\/wp\/v2\/users\/28"}],"replies":[{"embeddable":true,"href":"https:\/\/wildexpedition.com\/pt\/wp-json\/wp\/v2\/comments?post=93597"}],"version-history":[{"count":2,"href":"https:\/\/wildexpedition.com\/pt\/wp-json\/wp\/v2\/posts\/93597\/revisions"}],"predecessor-version":[{"id":93599,"href":"https:\/\/wildexpedition.com\/pt\/wp-json\/wp\/v2\/posts\/93597\/revisions\/93599"}],"wp:attachment":[{"href":"https:\/\/wildexpedition.com\/pt\/wp-json\/wp\/v2\/media?parent=93597"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/wildexpedition.com\/pt\/wp-json\/wp\/v2\/categories?post=93597"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/wildexpedition.com\/pt\/wp-json\/wp\/v2\/tags?post=93597"},{"taxonomy":"article-type","embeddable":true,"href":"https:\/\/wildexpedition.com\/pt\/wp-json\/wp\/v2\/article-type?post=93597"},{"taxonomy":"collection","embeddable":true,"href":"https:\/\/wildexpedition.com\/pt\/wp-json\/wp\/v2\/collection?post=93597"},{"taxonomy":"country","embeddable":true,"href":"https:\/\/wildexpedition.com\/pt\/wp-json\/wp\/v2\/country?post=93597"},{"taxonomy":"location","embeddable":true,"href":"https:\/\/wildexpedition.com\/pt\/wp-json\/wp\/v2\/location?post=93597"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}